A new survey carried out by the insurer Royal London would seem to bear this out. One thousand adults were asked about their experience with death, dying, and bereavement. 

When posed the question, “Thinking about the last time you suffered the loss of a loved one, what is your greatest regret?”, nearly half (49%) of the respondents agreed with the statement: “There are so many conversations I wished we had before they passed”; 32% chose “I have no regrets”; 13% regretted not having discussed family and possessions, and 12% regretted not discussing funeral arrangements. 


Online insurance brokers Coverinaclick say that because tests have been limited to essential workers since the start of the second lockdown, the backlog is going to get significantly worse. 

They believe that the wait time could hit 12 months by early next year, and warn that that delays to driving tests will mean thousands of provisional license drivers will be forced to renew insurance policies which cost way more than a fully licensed driver would pay. 


Deirdre McCarthy, Manager with Coverinaclick.ie, described how the temporary initiative could work in practice: “While not ideal, this calculated grade style system seems to be one of very few feasible options to tackle a problem that is only going to get much worse.

“The RSA have already stated how difficult it is to apply the necessary Covid protocols in the driving test environment and it is widely accepted that these protocols will be in place for at least another 6 months”.


Insurer Royal London found women were more inclined to consider how their funeral would be paid than men.

As might be expected, age plays a significant role in whether or not people have planned for the cost.

Just one in five of those between the ages of 35 and 44 have made provision for their funeral costs. Some 45pc of those aged over 55 have put money aside, according to the research.


Q: I hear the Government has announced a new grant scheme. Do you know if I’m eligible to get this?

According to Jonathan Hehir, managing director, Insuremyvan.ie, the grant is specifically targeted at people in your position so you should be eligible to receive it, Initially, when the scheme was launched, certain business costs were excluded – one being the insurance premiums on your van, he said. After lobbying from Insuremyvan.ie and other van insurance providers, the Minister reversed the decision and van insurance is now included.


Dermot Goode, Health Insurance Expert with totalhealthcover.ie joined Pat to discuss new research has found at least half of all enquiries are still overpaying for their health insurance.


“There is a lot of accidental non-disclosure in the home insurance area,” says Jonathan Hehir of Insuremyhouse.ie.

“I’ve seen a claim turned down because someone thought their previous claim was €9,000 when it was €13,000. The insurance company had a threshold of €10,000. The customer didn’t get it wrong on purpose, they just didn’t know it made a difference.”

It’s important to check before you get a quote.


Health insurance broker Dermot Goode warned of more rises to come from other insurers after the Irish Life Health increase. “There is no doubt others will follow suit. Consumers need to brace for what is coming,” he said. The 2.5pc average rate increase will mean annual costs rising from between €30 and €150 for a family of two adults and two children.


Motor insurance is one of the biggest expenditures for the so-called ‘white-van man’, according to broker Jonathan Hehir of Insuremyvan.ie.

The grant, worth up to €1,000 per person, is aimed at sole traders such as plumbers, electricians, carpenters and other SMEs that do not pay commercial rates and therefore do not qualify for the Government’s Restart Grant Plus scheme.


Jonathan Hehir, Managing Director of Insuremyhouse.ie and Insuremycars.ie advised: “Ireland is no stranger to high winds and heavy rain brought about by storms – but this summer storm is forecast to be stronger than anything we’ve experienced in quite some time.