Irish Independent: Your Questions – How do I avoid paying more for my motor insurance every year?


Loyalty doesn’t pay, is the view of Deirdre McCarthy, manager with

If you have been with the same insurer for a good number of years and have paid the premiums charged up to now, then there is little incentive for them to offer you better value, she says. The onus is on the customer to shop around and push insurers to lower premiums by being ready to switch.