Irish Independent: Your Questions: Can I change my renewal date to avoid a price increase on my health insurance policy?

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According to Dermot Goode of TotalHealthCover.ie, unfortunately, this is not possible with your existing insurer, since they will hold you to your specific renewal date as you are in an annual contract. However, if the renewal is November 1 and you were thinking of switching to a different health insurer, you could potentially set up a new policy with an alternative insurer effective from October 31, to avoid any price hike it was introducing effective from November 1.

https://www.independent.ie/business/personal-finance/your-questions-now-i-have-finally-quit-smoking-can-i-save-on-my-life-insurance-38632440.html