Irish Independent: Your Questions: Health Insurance


I had a routine MRI scan recently which I assumed would be fully covered by my health insurance. However, I was asked to pay for the scan as I didn’t attend an “approved centre”. Is this correct?

According to Dermot Goode of, all health insurance policies cover MRI scans but you must always contact your health insurer in advance to check two things.

Firstly, make sure that the scan itself is covered as it must be medically necessary.

Secondly, you must check if the condition meets the insurer’s “clinical indicators” for coverage.