Irish Independent: Your questions – Health Insurance


Q: I took out one of the basic health insurance plans in April 2015. I am 38 now and am thinking of upgrading my cover. What budget should I be considering to have a good standard of cover in place?

A: A good corporate plan is the recommendation of Dermot Goode of

This is because these plans cover all public and standard private hospitals including limited cover for the high-tech hospitals in Dublin for major cardiac procedures as well.

They tend to have low excesses for private hospital treatment and many of them also include guaranteed refunds on out-patient expenses, with no excess to pay first.