Irish Independent: Your Questions: I need to find a new policy, but I find health cover very confusing – can you offer me any advice?

The first point to make here is that there will be no issue re-instating of the policy to ensure continuity of cover. When a policyholder dies, the insurer will normally need to set up a new policy in the name of the surviving spouse or partner, according to Dermot Goode of TotalHealthCover.ie.

https://www.independent.ie/business/personal-finance/your-questions-i-need-travel-insurance-but-i-am-worried-about-a-preexisting-condition-38099804.html