Irish Independent: Your Questions: Is there a better plan that I should be looking at to cover out-patient expenses?

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According to Dermot Goode of TotalHealthCover.ie, you need to consider a good-quality corporate plan as they all include guaranteed refunds on most out-patient expenses with no excess to pay first.

Most of the refunds are in the region of 50% of the expense, depending on the policy, and all insurers now offer ‘Scan & Send’ which means you can claim your refunds immediately as you go.

https://www.independent.ie/business/personal-finance/property-mortgages/your-questions-will-we-get-a-mortgage-after-spending-6000-on-our-wedding-day-38122444.html