Irish Independent: Your Questions: Is there a better plan that I should be looking at to cover out-patient expenses?


According to Dermot Goode of, you need to consider a good-quality corporate plan as they all include guaranteed refunds on most out-patient expenses with no excess to pay first.

Most of the refunds are in the region of 50% of the expense, depending on the policy, and all insurers now offer ‘Scan & Send’ which means you can claim your refunds immediately as you go.