Irish Independent: Your Questions: Should I wait for auto-enrolement to take out a pension?
0CEO of the Irish Association of Pension Funds (IAPF) Jerry Moriarty advises that you really cannot afford to wait for it..
https://www.independent.ie/business/personal-finance/your-questions-i-have-renewed-my-health-cover-can-i-still-make-changes-37415606.html