Irish Independent: Your Questions / Will deal on my debts hit my credit rating after loss of my job?

According to Kevin Johnson, CEO of the Credit Union Development Association, it will not affect your credit rating.

The good news is that the Central Bank, which is responsible for monitoring the Central Credit Register, where everyone’s credit history is kept, has now confirmed that if you form an agreement with your credit union that involves no payments, or reduced payments during the defined suspension period, the credit union will have no obligation to report these changes to the register.

https://www.independent.ie/business/personal-finance/your-questions-will-deal-on-my-debts-hit-my-credit-rating-after-loss-of-my-job-39137268.html