Irish Independent: Your Questions

Answer: According to head of proposition at Royal London, Joe Charles, this area is complex because of the myriad product names, types, and terms and conditions associated with life assurance. You have three main options – Specified serious illness cover will provide you with a lump sum if you are diagnosed with one of the specified serious illnesses covered by your insurance provider.

https://www.independent.ie/business/personal-finance/your-questions-what-determines-how-big-a-mortgage-we-can-secure-to-buy-a-home-39043870.html