The survey, which was commissioned by life and pensions company Royal London, sought to gain insight into the barriers surrounding pensions saving in Ireland.
It found that 43pc said they cannot afford to contribute to a retirement plan.
Some 29pc said they plan to start a pension in the future.
One in five said they would rather save money into other savings or investment products. And 17pc said they expected to get the State pension and believed that would be sufficient.
