Sunday Times: Gimme shelter: cover to see you through sickness


Royal London offers multi-claim protection cover, which will pay out multiple times for different illnesses, or for different aspects of the same illness, up to your insured amount. Essentially, it pays per treatment rather than per diagnosis.

“To take the example of cancer, a person may go into remission but it could come back at a later date,” says Barry McCutcheon at Royal London, “or they might suffer another unrelated illness and need treatment.